Master's Degree in Financial Planning and Advice

Basic Information

What knowledge will I acquire with this Master?

In this master's degree, you will acquire the knowledge that will allow you to start developing the professional activity of a financial advisor. It will also prepare you to take the exam for professional certification in the financial sector.

Is this degree official according to the regulations required by the European Higher Education Area?

Yes (final verification report is attached), starting the first course in the academic year 2009-10.

ANECA final verification report

Favorable report first modification

Favorable report second modification

Favorable report third modification

Is it necessary to pass an access test?

Yes, it is necessary to pass the admission test that is defined in each academic year.

What is the minimum number of credits for which I can enroll?

You can see it in the rules of permanence in this link

Recommended income profile

Students who have possession of an official Spanish university degree or another issued by a higher education institution of the European Higher Education Area that authorizes access to Master's degrees in the country that issued the degree.

Objectives

The preparation of the students will have as objectives:

Get an official degree with a high specialization in Financial and Actuarial Economics from a Public University.
Prepare students to obtain international professional certifications such as the European Financial Advisor and/or the European Financial Planner, granted by the Spanish Association of Financial-Wealth Planners and Advisors, which depends on of the European Financial Planning Association (EFPA).

Although the focus of the program is primarily professional and academic, it is not an obstacle to making room for research due to the deepening and topicality of the topics covered.

Competences

General skills

CG01 - Ability to analyze the economic-financial environment and summarize the situation of the financial markets
CG02 - Ability to solve problems related to financial markets
CG03 - Ability to manage financial information
CG04 - Critical capacity of the financial situation
CG05 - Autonomous learning of financial advice
CG06 - Ability to adapt to changing work and financial environments
CG07 - Oral and written communication of financial jargon in the native language
CG08 - Ethical and social commitment in the work of the financial field
CG09 - Motivation for quality in financial services
CG10 - Organization and planning capacity
CG11 - Ability to make financial decisions
CG12 - Interpersonal skills in financial advice
CG13 - Design and Management of financial projects
CG14 - Knowledge of financial computer software.
CG15 - Ability to work in a team in the financial environment
CG16 - Work in pressure environments typical of the financial sector
CG17 - Ability to analyze and search for financial information from specialized sources.

Transversal competences

CT01 - Autonomous learning
CT02 - Ethical and social commitment at work
CT03 - Creativity

Specific skills

CE01 - Being able to analyze the economic, monetary and financial environment, and to evaluate its impact on the different markets and the valuation of assets.
CE02 - Know the advances in financial engineering and its implications
CE03 - Know how financial products are managed, planned and marketed
CE04 - Know how non-financial alternative investments are managed, planned and marketed
CE05 - Know how to handle and interpret the statistics and mathematics used in Finance.
CE06 - Know the theory of portfolios and investment selection. From Markowitz to intelligent algorithms.
CE07 - Know the tax framework and taxation of the different assets and financial products
CE08 - Learn the legal framework that regulates financial activity.
CE09 - Being able to develop a methodology for analysis and selection of financial assets and products
CE10 - Know the measures and advanced techniques for managing financial risks using specific software for measuring financial variables.
CE11 - Will know how to identify and use investment analysis and management tools, and risk control.
CE12 - Design strategies using derivative products complex structures.
CE13 - Know how to apply asset allocation techniques and define investment policies
CE14 - Critically analyse, assess and synthesize the financial information of customers
CE15 - Carry out financial planning with the most advantageous tax treatment for the client.
CE16 - Know how to establish a procedure to define the financial needs of a client according to their personal situation and future plans.
CE17 - Design and control a tailored financial plan according to the client's risk profile.
CE18 - Detect and evaluate potential clients
CE19 - Manage the various measures of profitability and results
CE20 - Know the different techniques for communicating results and be able to use the most appropriate mechanism or tool at all times.
CE21 - Use information and communication technologies in the different fields of finance and economics
CE22 - Define commercial objectives, strategies and policies
CE23 - Carry out complete personalized financial advice.
CE24 - Know the management of advanced financial literature.

Admission and enrollment

Admission:

The requirements for access to the proposed title are according to article 18, of Royal Decree 822/2021, of September 28:

Possession of an official Spanish Graduate or Graduate university degree or equivalent is a condition for accessing a Master's Degree, or, where appropriate, having another University Master's degree, or titles of the same level as the Spanish Bachelor's or Master's degree issued by universities and higher education institutions in an EHEA country that in that country allow access to Master's degrees.
In the same way, people in possession of titles from educational systems that are not part of the EHEA, which are equivalent to a Bachelor's degree, will be able to access a Master's Degree in the Spanish university system, without the need for homologation of the title, but verification by of the university of the level of training that they imply, as long as in the country where said title was issued it allows access to university postgraduate level studies. In no case will access through this route imply the homologation of the previous degree held by the person concerned or its recognition for other purposes than that of carrying out the Master's degree.

General access criteria:

The specific qualifications that will facilitate access to the Master are the following, included in the bilingual and online modality:

Bachelor's or Degree in Business Administration and Management
Degree in Financial and Actuarial Economics
Degree in Accounting and Finance
Bachelor or Degree in Economics
Diploma in Business Sciences
Degree in Engineering or Industrial Organization
Double degrees in Law and Business Administration

Other degrees or official titles that include finance or business economics subjects in their curriculum.

Conditions or special access tests:

Where appropriate, if necessary, Assessment of the student's curriculum, based on their professional experience, their projection in relation to the objectives of the master's degree, as well as their academic record.

In the event that the demand for candidates for the University Master exceeds the offer of places, the person in charge of the Master will take into account the student's academic record, the affinity of the degree for which they are accessing with the studies of the University Master, the knowledge previous studies related to it, professional experience in the financial field, as well as the level of English of the candidate, according to the following weighting:

HP: 25%
Professional experience: 25%
Academic record: 25%
Foreign language (English): 25%

In the case of foreign students, they must accredit a sufficient level of the Spanish language through a personal or telephone interview with the Director of the Master.

The criteria for and admission procedures will not vary so much if the master's degree is carried out face-to-face or remotely.

Offer of places: 50 places. If the minimum number of students envisaged is not reached in a course, the University may choose not to open the teaching group.

See admission and enrollment

Training itinerary

Master's Teaching Guides

ACCESS THE COURSE GUIDES OF THE DEGREE

Training Itinerary

CODE (face-to-face)	COURSE	SEMESTER	TYPE	ECTS
624201	Ethical and financial foundations	1 º	required	6
624202	Analysis of the economic environment and financial markets	1 º	required	6
624203	Fixed Income Stock Market	1 º	required	6
624204	Equity Stock Market	1 º	required	6
624205	Derivative instruments	1 º	required	6
624206	Financial products	2 º	required	6
624207	Investment Selection	2 º	required	6
624208	Financial advice and planning	2 º	required	6
624209	Internships at Companies	2 º	required	6
624210	Master's thesis	2 º	TFM	6

Material resources

External Internships

The External Practices subject is a curricular subject whose main objective is to promote a comprehensive training of the student through the practical application of the knowledge acquired during the Master's degree, which facilitates direct contact with the professional activity and the opportunity to join the professional world with a minimum of experience. All practices are designed so that the students who participate in them acquire professional experience in real situations and conditions, applying the knowledge, skills and attitudes that are acquired in the training processes throughout the degree. The internships represent a decisive opportunity for the personal development and professional future of the students.

Internships are activities carried out by the student in companies, institutions and organizations; that is, in centers outside the university premises, which aim to enrich and complement their university education, while providing them with a deeper knowledge about the skills they will need in the future.

The External Practices subject will consist of two phases.

First. Completion of the internship period that offers professional experience related to any of the profiles that are expressed in the Verification Report of the degree.

Second. Preparation of memory.

Documentation:

Degree Training Project

For more information: External Internship Unit

Social Security contributions for interns starting January 1, 2024

Mobility programs

University Master's degrees, due to their duration and characteristics, in general do not specifically contemplate the mobility of their students. However, the Rey Juan Carlos University has different mobility programs for both students and University workers (PDI and PAS) and has procedures for collecting and analyzing information on these mobility programs.

URJC Mobility

Regulation

STUDENTS

COEXISTENCE REGIME

Coexistence Regulations of the Rey Juan Carlos University for the Development of Law 3/2022, of February 24, on University Coexistence, approved by Agreement of March 30, 2023, of the Governing Council of the University

SCHOOL INSURANCE

School Insurance

ASSOCIATIONS

Regulation student associations

Quality guarantee

External monitoring report

RUCT link

BOCM Link

Internal quality assurance system

Manual of the Internal Quality Assurance System

Composition of the commission

Results report

Once the monitoring of the Master's Degree has been carried out, the most relevant quantitative information on the results obtained in the monitoring of said Degree is displayed, differentiated by academic year.

Report by course:

General information collection plan

Within the quality assurance system of the Rey Juan Carlos University, the following surveys are planned:

- Student profile

- Teacher evaluation

- Degree of satisfaction:

Of the students
of the graduates
From the Faculty
Administration and Services Staff

- Labor insertion

- External internships:

Satisfaction of interns
External tutor satisfaction
Employer satisfaction

Survey results:

Improvement actions

The Quality Assurance System of the Rey Juan Carlos University establishes that the degree's Quality Assurance Commission will annually analyze the information derived from the degree's indicators and prepare a report that will include improvement plans if the results so indicate.

Improvement actions 2009 / 2010
- Improvement actions 2009 / 2010

Improvement actions 2010 / 2011

Renewal of accreditation

The renewal of the accreditation represents the culmination of the implementation process of the official Bachelor's and Master's degrees registered in the Register of Universities, Centers and Degrees (RUCT). The renewal of the accreditation of official bachelor's and master's degrees is organized in three phases: self-assessment report, external visit and final assessment.

In the first phase, the university describes and assesses the status of the degree with respect to the established criteria and guidelines. The result is the Self-Assessment Report (IA) that is presented. The second and third phases are carried out by a group of evaluators external to the evaluated title.”